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Wealth Tables 90-9-1

Quantiles: Networth Distribution: Bottom 90%, 90th to 99th and Top 1% (90-9-1)
Comparison: 2004 vs 1989
Source: Currents and Undercurrents: Changes in the Distribution of Wealth, 1989–2004, by Arthur B. Kennickell, Federal Reserve Board, January, 2006.
For more detailed quantiles, see parallel tables at Wealth Tables 50-40-5-4-1
Definitions of Assets: Click on the link in the table, or here.

Guided tour

Tables:
Table W90-1 Dollar Holdings and change, by Networth Quantile — 1989 and 2004
Table W90-2 Corner Percentages: Each Quantile's Share of Aggregate Networth, 1989 and 2004
Table W90-3 Wealth Shares and Percent Change by Networth Quantile — 1989 and 2004
Table W90-4: Dollar Change, Percent Chg and Shares of Dollar Change, by Networth Quantile
Table W90-5 Ownership Rates, by Networth Quantile - nonadditive - 1989, 2004 and Point Change
Table W90-6 Ownership Rates by Networth Quantile - additive - 1989 and 2004
Table W90-7 Holdings per 1% who hold, by Networth Quantile — 1989 and 2004
Table W90-8 Holdings per 1% who hold - Change and Percent Change, by Networth Quantile, 1989 and 2004
Table W90-9 Changes in Ownership and Holdings per 1% who hold, 1989-2004, by Networth Quantile

Table W90-1 Dollar Holdings and change, by Networth Quantile — 1989 and 2004 comments
Note: Table W90-4 shows the percent change and shares of year to year change for each networth quantile. Networth quantiles are the the Bottom 90%, Next 9% and Top 1%. Table W50-1 provides similar information for the Bottom 50% (0 to 50th percentile), Next 40% (50th to 90th percentile), Next 5% (90th to 95th percentile) and Next 4% (95th to 99th percentile).

   
1989
2004
 
Change
   
Total
Quantiles of Net Worth
Total
Quantiles of Net Worth
  Total
Quantiles of Net Worth
   
B90
N9
T1
B90
N9
T1
 
B90
N9
T1
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
(11)
(12)
01 NETWORTH
25,854
8,478
9,600
7,776
50,251
15,325
18,152
16,774
24,397
6,847
8,551
8,999
02 ASSET
29,417
11,147
10,301
7,969
59,108
21,774
19,910
17,425
29,692
10,627
9,609
9,455
 
03 FIN
9,079
2,853
3,663
2,564
21,098
6,008
8,428
6,663
12,019
3,155
4,765
4,099
04 LIQ
1,688
643
588
457
2,780
1,077
1,061
642
1,092
434
473
185
05 CDS
896
429
377
90
780
349
342
90
-116
-80
-35
-1
06 SAVBND
134
73
52
10
114
69
40
5
-20
-4
-11
-5
07 BOND
898
73
361
464
1,115
33
299
783
217
-40
-62
319
08 STOCKS
1,385
236
577
573
3,711
403
1,420
1,888
2,326
167
844
1,315
09 NMMF
487
79
245
163
3,101
587
1,348
1,169
2,615
508
1,103
1,006
10 RETQLIQ
1,926
843
799
284
6,752
2,813
3,023
917
4,827
1,970
2,223
633
11 CASHLI
539
278
175
86
625
267
223
135
86
-11
48
49
12 OTHMA
670
92
270
307
1,684
312
568
804
1,014
219
298
496
13 OTHFIN
457
108
219
130
435
99
103
233
-21.6
-9
-117
103
 
14 NFIN
20,338
8,294
6,638
5,405
38,011
15,767
11,483
10,762
17,673
7,472
4,845
5,357
15 VEHIC
1,125
836
224
65
1,945
1,490
342
113
820
655
118
48
16 HOUSES
9,248
6,048
2,589
611
19,110
11,814
5,406
1,890
9,862
5,766
2,817
1,279
17 ORESRE
1,653
545
792
316
3,758
885
1,768
1,105
2,105
340
976
789
18 NNRESRE
2,252
214
800
1,238
2,772
471
990
1,311
521
257
190
73
19 BUS
5,511
511
2,063
2,937
9,841
942
2,768
6,131
4,330
431
705
3,194
20 OTHNFIN
549
140
170
238
585
164
209
212
36
24
39
-26
 
21 DEBT
3,564
2,669
701
194
8,858
6,450
1,758
650
5,295
3,780
1,058
457
22 MRTHEL
2,445
1,921
453
71
6,660
5,081
1,255
325
4,215
3,160
802
254
23 RESDBT
276
108
128
40
751
215
367
170
475
106
239
130
24 INSTALL
594
504
69
22
971
830
71
70
377
327
2
48
25 OTHLOC
66
12
13
41
64
23
11
30
-2
11
-2
-11
26 CCBAL
100
92
8
*
266
246
18
2
166
154
10
2
27 ODEBT
82
32
30
20.6
146
54
38
54
64
22
8
33
 
28 EQUITY
2,585
575
1,073
937
10,002
2,121
4,197
3,684
7,416
1,545
3,124
2,747
29 INCOME
5,589
3,636
1,187
767
7,930
5,062
1,789
1,080
2,341
1,426
602
313
 
31 STOCKS+NMMF
1,872
314
822
736
6,813
990
2,768
3,057
4,941
676
1,946
2,321
32 STOCKS+NMMF+RETQLIQ
3,798
1,157
1,621
1,020
13,565
3,803
5,791
3,974
9,768
2,646
4,170
2,954
 
33 STOCKS+BUS
6,897
747
2,640
3,510
13,552
1,345
4,188
8,019
6,656
598
1,549
4,509
34 STOCKS+BUS+NMMF
7,383
825
2,885
3,673
16,654
1,932
5,536
9,188
9,271
1,107
2,651
5,515
 
35 STOCKS+BUS+NNRESRE+NMMF
9,635
1,040
3,685
4,911
19,426
2,403
6,526
10,499
9,791
1,364
2,842
5,588
36 STOCKS+BUS+NNRESRE+NMMF+ ORES
11,288
1,585
4,477
5,227
23,936
3,288
8,294
11,604
11,986
1,704
3,818
6,377
37 STOCKS+BUS+NNRESRE+NMMF+ ORES+OTHMA
11,958
1,677
4,747
5,534
24,868
3,600
8,863
12,407
12,910
1,923
4,116
6,873
38 STOCKS+BUS+NNRESRE+NMMF+ ORES+OTHMA+BONDS
12,856
1,749
5,108
5,998
25,983
3,633
9,162
13,190
13,127
1,883
4,054
7,192
39 STOCKS+BUS+NNRESRE+NMMF+ ORES+OTHMA+BONDS+RETQLIQ
14,781
2,592
5,907
6,282
32,735
6,446
12,184
14,107
17,954
3,854
6,277
7,825
 
40 VEHIC+HOUSES
10,373
6,884
2,813
676
21,055
13,304
5,747
2,003
10,682
6,421
2,935
1,327
41 VEHIC+HOUSES-MRTHEL-INSTALL
7,334
4,459
2,291
584
13,423
7,393
4,422
1,609
6,090
2,934
2,131
1.025
42 VEHIC+HOUSES+RETQLIQ
12,299
7,726
3,612
960
27,807
16,117
8,770
2,920
15,508
8,391
5,158
1,960
43 VEHIC+HOUSES-MRTHEL-INSTALL+RETQLIQ
9,259
5,302
3,090
867
20,176
10,206
7,445
2,525
10,916
4,905
4,354
1,658
 
44 HOUSES minus MRTHEL
6,803
4,127
2,136
540
12,449
6,733
4,151
1,565
5,647
2,606
2,015
1,025
 
45 NFIN other than HOUSES & VEHIC
9,965
1,411
3,825
4,729
16,957
2,463
5,735
8,759
6,991
1,052
1,910
4,030
46 FIN other than RETQLIQ
7,154
2010
2,864
2,280
14,345
3,194
5,405
5,746
7,192
1,185
2,541
3,465
 
47 NETWORTH other than VEHIC & HOUSES minus MRTHEL minus INSTALL
18,520
4,019
7,309
7,192
36,827
7,932
13,730
15,166
18,307
3,913
6,421
7,974
48 NETWORTH other than RETQLIQ, VEHIC & HOUSES minus MRTHEL minus INSTALL
16,594
3,176
6,510
6,908
30,075
5,119
10,707
14,249
13,481
1,942
4,197
7,341
 
49 LIQ+CDS+SAVBNDS
2,718
1,145
1,016
557
3,674
1,494
1,444
736
956
350
427
179
50 BOND+STOCKS+OTHMA+NMMF
3,440
479
1,453
1,507
9,614
1,334
3,636
4,644
6,172
855
2,183
3,137
51 CASHLI+OTHFIN
996
386
394
216
1,060
366
326
368
64
-20
-69
152
 
52 HOUSES+ORESRE
10,901
6,593
3,381
927
22,867
12,699
7,174
2,995
11,967
6,106
3,793
2,068
53 NNRESRE+BUS
7,763
725
2,863
4,175
12,614
1,414
3,758
7,442
4,850
688
895
3,267
 
54 MRTHEL+RESDEBT
2,721
2,030
581
110
7,511
5,296
1,621
494
4,690
3,266
1,040
384
55 INSTALL+OTHLOC+ODEBT
742
548
112
83
1,181
908
119
154
438
360
7
71
 
56 "all other assets" (exc lines 37 and 41)
4,263
1,671
1,581
1,011
5,319
2,024
1,978
1,314
1,056
353
398
303
57 "all other debts" (except MRTHEL & INSTALL
524
244
179
101
1,227
538
433
255
703
294
254
154
Source: Wealthandwant calculations from Currents and Undercurrents: Changes in the Distribution of Wealth, 1989-2004, Tables 10 and 11

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Table W90-2 Corner Percentages: Each Quantile's Share of Aggregate Networth, 1989 and 2004 comments
Note: This table is calculated from Table W90-1. For each year, the dollars in each cell in Table W90-1 are divided by the total Networth figure in Row 01, column 1 or 5. Columns 1 and 5 provide an easy way to see the relative importance of the various asset and debt categories.

   
1989
2004
   
Total
Quantiles of Net Worth
Total
Quantiles of Net Worth
   
B90
N9
T1
B90
N9
T1
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
01 NETWORTH
100.0%
32.79%
37.13%
30.08%
100.0%
30.50%
36.12%
33.38%
02 ASSET
113.8%
43.12%
39.84%
30.82%
117.6%
43.33%
39.62%
34.68%
 
03 FIN
35.1%
11.03%
14.17%
9.92%
42.0%
11.96%
16.77%
13.26%
04 LIQ
6.5%
2.49%
2.27%
1.77%
5.5%
2.14%
2.11%
1.28%
05 CDS
3.5%
1.66%
1.46%
0.35%
1.6%
0.69%
0.68%
0.18%
06 SAVBND
0.5%
0.28%
0.20%
0.04%
0.2%
0.14%
0.08%
0.01%
07 BOND
3.5%
0.28%
1.40%
1.79%
2.2%
0.06%
0.60%
1.56%
08 STOCKS
5.4%
0.91%
2.23%
2.22%
7.4%
0.80%
2.83%
3.76%
09 NMMF
1.9%
0.30%
0.95%
0.63%
6.2%
1.17%
2.68%
2.33%
10 RETQLIQ
7.4%
3.26%
3.09%
1.10%
13.4%
5.60%
6.01%
1.82%
11 CASHLI
2.1%
1.08%
0.68%
0.33%
1.2%
0.53%
0.44%
0.27%
12 OTHMA
2.6%
0.36%
1.05%
1.19%
3.4%
0.62%
1.13%
1.60%
13 OTHFIN
1.8%
0.42%
0.85%
0.50%
0.9%
0.20%
0.20%
0.46%
 
14 NFIN
78.7%
32.08%
25.68%
20.91%
75.6%
31.38%
22.85%
21.42%
15 VEHIC
4.4%
3.23%
0.87%
0.25%
3.9%
2.97%
0.68%
0.23%
16 HOUSES
35.8%
23.39%
10.01%
2.36%
38.0%
23.51%
10.76%
3.76%
17 ORESRE
6.4%
2.11%
3.06%
1.22%
7.5%
1.76%
3.52%
2.20%
18 NNRESRE
8.7%
0.83%
3.09%
4.79%
5.5%
0.94%
1.97%
2.61%
19 BUS
21.3%
1.98%
7.98%
11.36%
19.6%
1.88%
5.51%
12.20%
20 OTHNFIN
2.1%
0.54%
0.66%
0.92%
1.2%
0.33%
0.42%
0.42%
 
21 DEBT
13.8%
10.32%
2.71%
0.75%
17.6%
12.83%
3.50%
1.29%
22 MRTHEL
9.5%
7.43%
1.75%
0.27%
13.3%
10.11%
2.50%
0.65%
23 RESDBT
1.1%
0.42%
0.50%
0.15%
1.5%
0.43%
0.73%
0.34%
24 INSTALL
2.3%
1.95%
0.27%
0.08%
1.9%
1.65%
0,14%
0.14%
25 OTHLOC
0.3%
0.05%
0.05%
0.16%
0.1%
0.05%
0.02%
0.06%
26 CCBAL
0.4%
0.36%
0.03%
0.00%
0.5%
0.49%
0.04%
0.00%
27 ODEBT
0.3%
0.12%
0.11%
0.08%
0.3%
0.11%
0.07%
0.11%
 
28 EQUITY
10.0%
2.22%
4.15%
3.63%
19.9%
4.22%
8.35%
7.33%
 
31 STOCKS+NMMF
7.2%
1.22%
3.18%
2.85%
13.6%
1.97%
5.51%
6.08%
32 STOCKS+NMMF+RETQLIQ
14.7%
4.48%
6.27%
3.94%
27.0%
7.57%
11.52%
7.91%
 
33 STOCKS+BUS
26.7%
2.89%
10.21%
13.58%
27.0%
2.68%
8.33%
15.96%
34 STOCKS+BUS+NMMF
28.6%
3.19%
11.16%
14.21%
33.1%
3.84%
11.02%
18.28%
 
35 STOCKS+BUS+NNRESRE+NMMF
37.3%
4.02%
14.25%
18.99%
38.7%
4.78%
12.99%
20.89%
36 STOCKS+BUS+NNRESRE+NMMF+ ORES
43.7%
6.13%
17.31%
20.22%
46.1%
6.54%
16.51%
23.09%
37 STOCKS+BUS+NNRESRE+NMMF+ ORES+OTHMA
46.3%
6.49%
18.36%
21.41%
49.5%
7.16%
17.64%
24.69%
38 STOCKS+BUS+NNRESRE+NMMF+ ORES+OTHMA+BONDS
49.7%
6.77%
19.76%
23.20%
51.7%
7.23%
18.23%
26.25%
39 STOCKS+BUS+NNRESRE+NMMF+ ORES+OTHMA+BONDS+RETQLIQ
57.2%
10.03%
22.85%
24.30%
65.14%
12.83%
24.25%
28.07%
 
40 VEHIC+HOUSES
40.1%
26.62%
10.88%
2.62%
41.9%
26.48%
11.44%
3.99%
41 VEHIC+HOUSES-MRTHEL-INSTALL
28.4%
17.25%
8.86%
2.26%
26.7%
14.71%
8.80^
3.20%
42 VEHIC+HOUSES+RETQLIQ
47.6%
29.89%
13.97%
3.71%
55.3%
32.07%
17.45%
5.81%
43 VEHIC+HOUSES-MRTHEL-INSTALL+RETQLIQ
35.8%
20.51%
11.95%
3.35%
40.1%
20.31%
14.81%
5.03%
 
44 HOUSES minus MRTHEL
26.3%
15.96%
8.26%
2.09%
24.8%
13.40%
8.26%
3.12%
 
45 NFIN other than HOUSES & VEHIC
38.5%
5.46%
14.80%
18.29%
33.7%
4.90%
11.41%
17.43%
46 FIN other than RETQLIQ
27.7%
7.77%
11.08%
8.82%
28.5%
6.36%
10.76%
11.43%
 
47 NETWORTH other than VEHIC & HOUSES minus MRTHEL minus INSTALL
71.6%
15.55%
28.27%
27.82%
73.3%
15.78%
27.32%
30.18%
48 NETWORTH other than RETQLIQ, VEHIC & HOUSES minus MRTHEL minus INSTALL
64.2%
12.29%
25.18%
26.72%
59.9%
10.19%
21.31%
28.36%
 
49 LIQ+CDS+SAVBNDS
10.5%
4.43%
3.93%
2.15%
7.3%
2.97%
2.87%
1.46%
50 BOND+STOCKS+OTHMA+NMMF
13.3%
1.85%
5.62%
5.83%
19.1%
2.65%
7.24%
9.24%
51 CASHLI+OTHFIN
3.9%
1.49%
1.52%
0.84%
2.1%
0.73%
0.65%
0.73%
 
52 HOUSES+ORESRE
42.2%
25.50%
13.08%
3.59%
45.5%
25.27%
14.28%
5.96%
53 NNRESRE+BUS
30.0%
2.81%
11.07%
16.15%
25.1%
2.81%
7.48%
14.81%
 
54 MRTHEL+RESDEBT
10.5%
7.85%
2.25%
0.43%
14.7%
10.54%
3.23%
0.98%
55 INSTALL+OTHLOC+ODEBT
2.9%
2.12%
0.43%
0.32%
2.3%
1.81%
0.24%
0.31%
 
56 "all other assets" (exc VEHIC, HOUSES & RETQLIQ)
16.5%
6.46%
6.11%
3.91%
10.6%
4.03%
3.94%
2.62%
57 "all other debts" (except MRTHEL & INSTALL
2.0%
0.94%
0.69%
0.39%
2.4%
1.07%
0.86%
0.51%
Source: Wealthandwant calculations from Currents and Undercurrents: Changes in the Distribution of Wealth, 1989-2004, Tables 10 and 11

 

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Table W90-3 Wealth Shares and Percent Change by Networth Quantile — 1989 and 2004 comments

   
1989
2004
 
Percentage point change
   
Total
Quantiles of
Net Worth
Total
Quantiles of
Net Worth
  Total
Quantiles of
Net Worth
   
B90
N9
T1
B90
N9
T1
 
B90
N9
T1
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
(11)
(12)
01 NETWORTH
100.0
32.8
37.1
30.1
100.0
30.5
36.1
33.4
0
-2.3
-1.0
+3.3
02 ASSET
100.0
37.9
35.0
27.1
100.0
36.8
33.7
29.5
0
-1.1
-1.3
+2.4
 
03 FIN
100.0
31.4
40.3
28.3
100.0
28.5
39.9
31.6
0
-2.9
-0.4
+3.3
04 LIQ
100.0
38.1
34.8
26.9
100.0
38.7
38.2
23.1
0
+0.6
+3.3
-3.8
05 CDS
100.0
47.8
42.1
10.2
100.0
44.7
43.8
11.5
0
-3.2
+1.8
+1.3
06 SAVBND
100.0
54.4
38.4
7.3
100.0
60.9
35.3
4.0
0
+6.5
-3.2
-3.3
07 BOND
100.0
8.1
40.2
51.8
100.0
2.9
26.8
70.2
0
-5.2
-13.4
+18.4
08 STOCKS
100.0
17.0
41.6

41.3

100.0
10.9
38.3
50.9
0
-6.2
-3.3
+9.6
09 NMMF
100.0
16.1
50.4
33.5
100.0
18.9
43.5
37.6
0
+2.8
-6.9
+4.1
10 RETQLIQ
100.0
43.8
41.5
14.8
100.0
41.7
44.8
13.6
0
-2.1
+3.3
-1.2
11 CASHLI
100.0
51.6
32.4
15.9
100.0
42.7
35.7
21.6
0
-8.9
+3.2
+5.7
12 OTHMA
100.0
13.8
40.4
45.5
100.0
18.5
33.8
47.8
0
+4.7
-6.6
+2.3
13 OTHFIN
100.0
23.6
48.0
28.0
100.0
22.8
23.6
53.5
0
-0.8
-24.4
+25.5

 

14 NFIN
100.0
40.8
32.6
26.6
100.0
41.5
30.2
28.3
0
+0.7
-2.4
+1.7
15 VEHIC
100.0
74.3
19.9
5.8
100.0
76.6
17.6
5.8
0
+2.4
-2.3
nc
16 HOUSES
100.0
65.4
28.0
6.6
100.0
61.8
28.3
9.9
0
-3.6
+0.3
+3.3
17 ORESRE
100.0
33.0
47.9
19.2
100.0
23.6
47.0
29.4
0
-9.4
-0.9
+10.2
18 NNRESRE
100.0
9.5
35.5
55.1
100.0
17.0
35.7
47.3
0
+7.5
+0.2
-7.8
19 BUS
100.0
9.3
37.4
53.5
100.0
9.6
28.1
62.3
0
+0.3
-9.3
+8.8
20 OTHNFIN
100.0
25.6
31.0
43.4
100.0
28.0
35.8
36.2
0
+2.4
+4.7
-7.2
 
21 DEBT
100.0
74.9
19.7
5.4
100.0
72.8
19.9
7.3
0
-2.1
+0.2
+1.9
22 MRTHEL
100.0
78.6
18.5
2.9
100.0
76.3
18.8
4.9
0
-2.3
+0.3
+2.0
23 RESDBT
100.0
39.2
46.4
14.4
100.0
28.6
48.8
22.5
0
-10.6
+2.4
+8.1
24 INSTALL
100.0
84.7
11.6
3.7
100.0
85.5
7.3
7.2
0
+0.8
-4.3
+3.5
25 OTHLOC
100.0
18.2
20.3
61.3
100.0
36.2
17.2
46.9
0
+18.0
-3.2
-14.4
26 CCBAL
100.0
91.9
7.
0.3
100.0
92.6
6.7
0.7
0
+0.6
-1.2
+0.4
27 ODEBT
100.0
38.9
36.1
25.0
100.0
37.3
25.7
37.0
0
-1.6
-10.4
+12.0
 
28 EQUITY
100.0
22.2
41.5
36.2
100.0
21.2
42.0
36.8
0
-1.0
+0.5
+0.6
29 INCOME
100.0
65.0
21.2
13.7
100.0
63.8
22.6
13.6
0
-1.2
+1.3
-0.1
 
31 STOCKS+NMMF
100.0
16.8
43.9
39.3
100.0
14.5
40.6
44.9
0
-2.3
-3.3
+5.5
32 STOCKS+NMMF+RETQLIQ
100.0
30.5
42.7
26.9
100.0
28.0
42.7
29.3
0
-2.4
0.0
+2.4
 
33 STOCKS+BUS
100.0
10.8
38.3
50.9
100.0
9.9
30.9
59.2
0
-0.9
-7.4
+8.4
34 STOCKS+BUS+NMMF
100.0
11.2
39.1
49.7
100.0
11.6
33.2
55.2
0
+0.4
-5.8
+5.5
 
35 STOCKS+BUS+NNRESRE+NMMF
100.0
10.8
38.2
51.0
100.0
12.4
33.6
54.0
0
+1.6
-4.6
+3.0
36 STOCKS+BUS+NNRESRE+NMMF+ ORES
100.0
14.0
39.7
46.3
100.0
14.2
35.8
50.0
0
+0.1
-3.9
+3.7
37 STOCKS+BUS+NNRESRE+NMMF+ ORES+OTHMA
100.0
14.0
39.7
46.3
100.0
14.5
35.6
49.9
0
+0.5
-4.1
+3.6
38 STOCKS+BUS+NNRESRE+NMMF+ ORES+OTHMA+BONDS
100.0
13.6
39.7
46.7
100.0
14.0
35.3
50.8
0
+0.4
-4.5
+4.1
39 STOCKS+BUS+NNRESRE+NMMF+ ORES+OTHMA+BONDS+RETQLIQ
100.0
17.5
40.0
42.5
100.0
19.7
37.2
43.1
0
+2.2
-2.7
+0.6
 
40 VEHIC+HOUSES
100.0
66.4
27.1
6.5
100.0
63.2
27.3
9.5
0
-3.2
+0.2
+3.0
41 VEHIC+HOUSES-MRTHEL-INSTALL
100.0
60.8
31.2
8.0
100.0
55.1
32.9
12.0
0
-5.7
+1.7
+4.0
42 VEHIC+HOUSES+RETQLIQ
100.0
62.8
29.4
7.8
100.0
58.0
31.5
10.5
0
-4.9
+2.2
+2.7
43 VEHIC+HOUSES-MRTHEL-INSTALL+RETQLIQ
100.0
57.3
33.4
9.4
100.0
50.6
36.9
12.5
0
-6.7
+3.5
+3.1
 
44 HOUSES minus MRTHEL
100.0
60.7
31.4
7.9
100.0
54.1
33.3
12.6
0
-6.6
+1.9
+4.7
 
45 NFIN other than HOUSES & VEHIC
100.0
14.2
38.4
47.5
100.0
14.5
33.8
51.7
0
+0.4
-4.6
+4.2
46 FIN other than RETQLIQ
100.0
28.1
40.0
31.9
100.0
22.3
37.7
40.1
0
-5.8
-2.4
+8.2
 
47 NETWORTH other than VEHIC & HOUSES minus MRTHEL minus INSTALL
100.0
21.7
39.5
38.8
100.0
21.5
37.3
41.2
0
-0.2
-2.2
+2.4
48 NETWORTH other than RETQLIQ, VEHIC & HOUSES minus MRTHEL minus INSTALL
100.0
19.1
39.2
41.6
100.0
17.0
35.6
47.4
0
-2.1
-3.6
+5.8
 
49 LIQ+CDS+SAVBNDS
100.0
42.1
37.4
20.5
100.0
40.7
39.3
20.0
0
-1.4
+1.9
-0.5
50 BOND+STOCKS+OTHMA+NMMF
100.0
13.9
42.3
43.8
100.0
13.9
37.8
48.3
0
nc
-4.4
+4.5
51 CASHLI+OTHFIN
100.0
38.7
39.6
21.7
100.0
34.6
30.7
34.7
0
-4.2
-8.9
+13.0
 
52 HOUSES+ORESRE
100.0
60.5
31.0
8.5
100.0
55.5
31.4
13.1
0
-4.9
+0.4
+4.6
53 NNRESRE+BUS
100.0
9.3
36.9
53.8
100.0
11.2
29.8
59.0
0
+1.9
-7.1
+5.2
 
54 MRTHEL+RESDEBT
100.0
74.6
21.4
4.1
100.0
71.5
21.9
6.7
0
-3.1
+0.5
+2.6
55 INSTALL+OTHLOC+ODEBT
100.0
73.7
15.1
11.2
100.0
76.9
10.1
13.0
0
+3.1
-5.0
+1.8
 
56 "all other assets" (exc VEHIC, HOUSES & RETQLIQ)
100.0
39.2
37.1
23.7
100.0
38.1
37.2
24.7
0
-1.1
+0.1
+1.0
57 "all other debts" (except MRTHEL & INSTALL
100.0
46.6
34.2
19.3
100.0
43.9
35.3
20.8
0
-2.7
+1.1
+1.5
Source: Wealthandwant calculations from Currents and Undercurrents: Changes in the Distribution of Wealth, 1989-2004, Tables 10 and 11

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Table W90-4: Dollar Change, Percent Chg and Shares of Dollar Change, by Networth Quantile comments
Note: This table is calculated from the data in Table W90-1. Note that between 1989 and 2004, household population increased by 20.5%. Columns 9 through 12 show what share of the increase or decrease went to each networth quantile.

   
$ Change, 1989 to 2004 (2004$)
Pct Chg
 
Shares of $ Chg
   
Total
Quantiles of Net Worth
Total
Quantiles of Net Worth
  Total
Quantiles of Net Worth
   
B90
N9
T1
B90
N9
T1
 
B90
N9
T1
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
(11)
(12)
01 NETWORTH
24,397
6,847
8,551
8,999
94.4%
80.8%
89.1%
115.7%
100.0%
28.1%
35.1%
36.9%
02 ASSET
29,691
10,627
9,609
9,455
100.9%
95.3%
93.3%
118.6%
100.0%
35.8%
32.4%
31.8%
 
03 FIN
12,019
3,155
4,765
4,099
132.4%
110.6%
130.1%
159.9%
100.0%
26.3%
39.6%
34.1%
04 LIQ
1,092
434
473
185
64.7%
67.4%
80.5%
40.4%
100.0%
39.7%
43.4%
16.9%
05 CDS
-116
-80
-35
-1
-12.9%
-18.7%
-9.2%
-0.8%
100.0%
69.3%
30.0%
0.6%
06 SAVBND
-20
-4
-11
-5
-15.1%
-5.1%
-22.1%
-53.6%
100.0%
18.2%
56.2%
25.6%
07 BOND
217
-40
-62
319
24.2%
-55.0%
-17.2%
68.8%
100.0%
-18.4%
-28.5%
146.9%
08 STOCKS
2,326
167
844
1,315
167.9%
70.9%
146.3%
229.5%
100.0%
7.2%
36.3%
56.5%
09 NMMF
2,615
508
1,103
1,006
537.4%
647.5%
449.8%
617.1%
100.0%
19.4%
42.2%
38.5%
10 RETQLIQ
4,827
1,970
2,223
633
250.7%
233.8%
278.2%
223.2%
100.0%
40.8%
46.1%
13.1%
11 CASHLI
86
-11
48
49
15.9%
-4.0%
27.4%
56.6%
100.0%
-12.9%
55.9%
56.9%
12 OTHMA
1,014
219
298
496
151.4%
237.9%
110.3%
161.5%
100.0%
21.6%
29.4%
49.0%
13 OTHFIN
-22
-9
-117
103
-4.7%
-7.9%
-53.2%
79.8%
100.0%
39.4%
539.8%
-478.7%
 
14 NFIN
17,673
7,472
4,845
5,357
86.9%
90.1%
73.0%.
99.1%
100.0%
42.3%
27.4%
30.3%
15 VEHIC
810
655
118
48
72.9%
78.3%
52.5%
73.1%
100.0%
79.8%
14.3%
5.8%
16 HOUSES
9,861
5,766
2,817
1,279
106.6%
95.3%
108.8%
209.4%
100.0%
58.5%
28.6%
13.0%
17 ORESRE
2,105
340
976
789
127.3%
62.4%
123.2%
249.4%
100.0%
16.2%
46.4%
37.5%
18 NNRESRE
521
257
190
73
23.1%
120.0%
23.8%
5.9%
100.0%
49.4%
36.6%
14.1%
19 BUS
4,330
431
705
3,194
78.6%
84.3%
34.2%
108.7%
100.0%
10.0%
16.3%
73.8%
20 OTHNFIN
36
24
39
-26
6.6%
16.7%
22.8%
-11.0%
100.0%
64.9%
107.5%
-72.4%
 
21 DEBT
5,295
3,780
1,058
457
148.6%
141.6%
150.9%
235.8%
100.0%
71.4%
20.0%
8.6%
22 MRTHEL
4,215
3,160
802
254
172.4%
164.4%
177.1%
358.5%
100.0%
75.0%
19.0%
6.0%
23 RESDBT
475
106
239
130
172.0%
98.2%
186.0%
328.3%
100.0%
22.4%
50.2%
27.4%
24 INSTALL
377
327
2
48
63.4%
64.9%
2.6%
219.6%
100.0%
86.7%
0.5%
12.8%
25 OTHLOC
-2
11
-2
-11
-2.7%
93.3%
-17.9%
-25.9%
100.0%
-622.2%
133.3%
583.3%
26 CCBAL
166
154
10
2
165.7%
167.6%
126.6%
533.3%
100.0%
92.9%
6.0%
1.0%
27 ODEBT
64
22
8
33
77.2%
70.0%
26.3%
161.7%
100.0%
35.3%
12.3%
52.4%
 
28 EQUITY
7,416
1,545
3,124
2,747
286.9%
268.7%
291.1%
293.0%
100.0%
20.8%
42.1%
37.0%
29 INCOME
2,341
1,426
602
313
41.9%
39.2%
50.7%
40.9%
100.0%
60.9%
25.7%
13.4%
 
31 STOCKS+NMMF
4,941
676
1,946
2,321
263.9%
215.0%
236.9%
315.3%
100.0%
13.7%
39.4%
47.0%
32 STOCKS+NMMF+RETQLIQ
9,768
2.646
4,170
2,954
257.2%
228.7%
257.3%
289.7%
100.0%
27.1%
42.7%
30.2%
 
33 STOCKS+BUS
6,656
598
1,549
4,509
96.5%
80.1%
58.7%
128.5%
100.0%
9.0%
23.3%
67.7%
34 STOCKS+BUS+NMMF
9,270
1,107
2,651
5,515
125.6%
134.1%
91.9%
150.1%
100.0%
11.9%
28.6%
59.5%
 
35 STOCKS+BUS+NNRESRE+NMMF
9,791
1,364
2,842
5,588
101.6%
134.1%
77.1%
113.8%
100.0%
13.9%
29.0%
57.1%
36 STOCKS+BUS+NNRESRE+NMMF+ ORES
11,896
1,704
3,818
6,377
105.4%
107.5%
85.3%
122.0%
100.0%
14.3%
32.1%
53.6%
37 STOCKS+BUS+NNRESRE+NMMF+ ORES+OTHMA
12,910
1,923
4,116
6,873
108.0%
114.7%
86.7%
124.2%
100.0%
14.9%
31.9%
53.2%
38 STOCKS+BUS+NNRESRE+NMMF+ ORES+OTHMA+BONDS
13,127
1,883
4,054
7,192
102.1%
107.7%
79.4%
119.9%
100.0%
14.3%
30.9%
54.8%
39 STOCKS+BUS+NNRESRE+NMMF+ ORES+OTHMA+BONDS+RETQLIQ
17,954
3,854
6,277
7,825
 
121.5%
148.7%
106.3%
124.6%
100.0%
21.5%
35.0%
43.6%
 
40 VEHIC+HOUSES
10,682
6,241
2,935
1,327
103.0%
93.3%
104.3%
196.2%
100.0%
60.1%
27.5%
12.4%
41 VEHIC+HOUSES-MRTHEL-INSTALL
6,090
2,934
2,131
1,025
83.0%
65.8%
93.0%
175.6%
100.0%
48.2%
35.0%
16.8%
42 VEHIC+HOUSES+RETQLIQ
15,508
8,391
5,158
1,960
126.1%
108.6%
142.8%
204.2%
100.0%
54.1%
33.3%
12.6%
43 VEHIC+HOUSES-MRTHEL-INSTALL+RETQLIQ
10,916
4,905
4,354
1,658
117.9%
92.5%
140.9%
191.2%
100.0%
44.9%
39.9%
15.2%
 
44 HOUSES minus MRTHEL
5,647
2,606
2,015
1,025
83.0%
62.2%
94.3%
189.8%
100.0%
46.2%
35.7%
18.2%
 
45 NFIN other than HOUSES & VEHIC
6,991
1,052
1,910
4,030
70.2%
74.5%
49.9%
85.2%
100.0%
15.0%
27.3%
57.6%
46 FIN other than RETQLIQ
7,192
1,185
2,541
3,466
100.5%
59.0%
88.7%
152.0%
100.0%
16.5%
35.3%
48.2%
 
47 NETWORTH other than VEHIC & HOUSES minus MRTHEL minus INSTALL
18,307
3,913
6,421
7,974
98.9%
97.4%
87.8%
110.9%
100.0%
21.4%
35.1%
43.6%
48 NETWORTH other than RETQLIQ, VEHIC & HOUSES minus MRTHEL minus INSTALL
13,481
1,942
4,197
7,341
81.2%
61.2%
64.5%
106.3%
100.0%
14.4%
31.1%
54.5%
 
49 LIQ+CDS+SAVBNDS
956
350
427
179
35.2%
30.5%
42.0%
32.1%
100.0%
36.6%
44.7%
18.7%
50 BOND+STOCKS+OTHMA+NMMF
6,172
855
2.183
3,137
179.4%
178.5%
150.2%
208.1%
100.0%
13.9%
35.4%
50.8%
51 CASHLI+OTHFIN
64
-20
-69
152
6.5%
-5.1%
-17.4%
70.5%
100.0%
-30.5%
-106.7%
236.9%
 
52 HOUSES+ORESRE
11,967
6,106
3,793
2,068
109.8%
92.6%
112.2%
223.0%
100.0%
51.0%
31.7%
17.3%
53 NNRESRE+BUS
4,850
688
895
3,267
62.5%
94.9%
31.3%
78.3%
100.0%
14.2%
18.5%
67.4%
 
54 MRTHEL+RESDEBT
4,690
3,266
1,040
384
172.4%
160.9%
179.1%
347.6%
100.0%
69.6%
22.2%
8.2%
55 INSTALL+OTHLOC+ODEBT
438
360
7
71
59.1%
65.8%
6.4%
85.4%
100.0%
82.2%
1.6%
16.2%
 
56 "all other assets" (exc VEHIC, HOUSES & RETQLIQ)
1,056
353
398
303
24.8%
21.1%
25.1%
30.0%
100.0%
33.4%
37.6%
28.7%
57 "all other debts" (except MRTHEL & INSTALL
703
294
254
154
134.0%
120.4%
141.7%
152.9%
100.0%
41.9%
36.1%
22.0%
Source: Wealthandwant calculations from Currents and Undercurrents: Changes in the Distribution of Wealth, 1989-2004, Tables 10 and 11

 

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Table W90-5 Ownership Rates, by Networth Quantile - nonadditive - 1989, 2004 and Point Change comments
Note: These ownership rates shown are as reported in Currents and Undercurrents, aggregated into fewer quantiles. Column 1 is, in effect, a weighted average of columns 2 through 4. The same data is displayed differently in Table W50-6.

   
1989
2004
 
Point Change
   
Total
Quantiles of Net Worth
Total
Quantiles of Net Worth
 
Total
Quantiles of Net Worth
   
B90
N9
T1
B90
N9
T1
 
B90
N9
T1
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
(11)
(12)
02 ASSET
94.7
94.1
100.0
100.0
97.9
97.7
100.0
100.0
+3.2
+3.7
nc
nc
 
03 FIN
88.9
87.6
100.0
100.0
93.8
93.1
100.0
100.0
+4.9
+5.5
nc
nc
04 LIQ
85.6
84.0
100.0
100.0
91.3
90.4
100.0
100.0
+5.7
+6.4
nc
nc
05 CDS
19.9
17.1
45.6
32.5
12.7
10.9
29.4
26.3
-7.2
-6.2
-16.3
-6.2
06 SAVBND
23.9
22.9
35.0
18.2
17.6
16.4
29.5
17.8
-6.3
-6.4
-5.5
-0.4
07 BOND
5.7
3.0
28.3
45.8
1.8
0.6
10.9
30.6
-3.9
-2.4
-17.4
-15.2
08 STOCKS
16.9
12.6
53.4
72.7
20.7
16.0
61.9
69.6
+3.8
+3.4
+8.5
-3.1
09 NMMF
7.3
4.8
28.3
39.3
15.0
11.4
47.4
44.9
+7.7
+6.6
+19.1
+5.6
10 RETQLIQ
37.0
33.3
69.7
71.6
49.7
46.0
82.1
82.7
+12.7
+12.7
+12.5
+11.1
11 CASHLI
35.5
32.7
60.5
64.8
24.2
22.0
43.1
48.1
-11.3
-10.7
-17.5
-16.7
12 OTHMA
3.7
2.6
12.1
26.6
7.3
5.8
20.1
26.3
+3.6
+3.2
+8.0
-0.3
13 OTHFIN
13.8
12.3
26.3
32.1
9.9
9.2
15.0
28.2
-3.9
-3.1
-11.2
-3.9
 
14 NFIN
89.2
88.1
100.0
99.3
92.5
91.7
99.9
100.0
+3.3
+3.6
-01
+0.7
15 VEHIC
83.8
82.6
94.3
90.7
86.3
85.6
93.0
94.2
+2.5
+3.0
-1.4
+3.5
16 HOUSES
63.9
60.7
93.0
86.5
69.1
66.0
96.9
97.5
+5.2
+5.3
+3.8
+11.0
17 ORESRE
13.2
9.7
42.7
62.7
12.5
8.8
43.7
64.7
-0.7
-0.9
+1.1
+2.0
18 NNRESRE
11.1
8.3
34.5
54.7
8.3
6.0
26.2
49.7
-2.8
-2.3
-8.2
-5.0
19 BUS
11.7
7.7
43.9
72.8
11.5
8.2
37.1
72.1
-0.2
+0.5
-6.8
-0.7
20 OTHNFIN
12.4
10.5
28.3
41.9
7.8
6.6
17.8
27.8
-4.6
-3.9
-10.5
-14.1
 
21 DEBT
72.3
72.6
69.4
65.3
76.4
76.9
72.9
67.9
+4.1
+4.3
+3.5
+2.6
22 MRTHEL
39.5
38.5
49.3
36.0
47.9
46.7
59.0
51.5
+8.4
+8.2
+9.6
+15.5
23 RESDBT
5.2
3.5
19.8
21.7
4.0
2.6
15.8
23.1
-1.2
-0.9
-4.0
+1.4
24 INSTALL
49.4
51.3
34.1
17.9
46.0
48.1
27.1
26.1
-3.4
-3.2
-7.0
+8.2
25 OTHLOC
3.2
3.0
4.1
6.6
1.6
1.6
1.1
4.1
-1.6
-1.5
-3.0
-2.5
26 CCBAL
39.7
41.9
20.3
14.8
46.2
48.8
24.4
13.3
+6.5
+6.9
+4.2
-1.5
27 ODEBT
6.7
6.0
12.6
14.6
7.6
7.5
8.7
11.6
+0.9
+1.5
-3.9
-3.0
 
28 EQUITY
31.8
26.9
74.1
86.8
48.6
43.9
90.2
93.3
+16.8
+17.0
+16.2
+6.5
 
49 LIQ+CDS+SAVBNDS
   
91.9
   
   
50 BOND+STOCKS+OTHMA+NMMF
   
32.1
   
   
51 CASHLI+OTHFIN
   
24.2
   
   
 
52 HOUSES+ORESRE
   
69.1
   
   
53 NNRESRE+BUS
   
17.5
   
   
 
54 MRTHEL+RESDEBT
   
48.9
   
   
55 INSTALL+OTHLOC+ODEBT
   
49.8
   
   
Source: Wealthandwant calculations from Currents and Undercurrents: Changes in the Distribution of Wealth, 1989-2004, Tables 10 and 11

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Table W90-6 Ownership Rates by Networth Quantile - additive - 1989 and 2004 comments
Note: these ownership rates are calculated from the corresponding cells in Table W90-5 by multiplying the incidence rate by the size of the quantile. Columns 1 is the sum of columns 2 through 4. They are used to generate the data in Table W90-6.

   
1989
2004
   
Total
Quantiles of Net Worth
Total
Quantiles of Net Worth
   
B90
N9
T1
B90
N9
T1
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
02 ASSET
94.7
84.7
9.0
1.0
97.9
88.0
9.0
1.0
 
03 FIN
88.9
78.9
9.0
1.0
93.8
83.8
9.0
1.0
04 LIQ
85.6
75.6
9.0
1.0
91.3
81.3
9.0
1.0
05 CDS
19.9
15.4
4.1
0.3
12.7
9.8
2.6
0.3
06 SAVBND
23.9
20.6
3.2
0.2
17.6
14.8
2.7
0.2
07 BOND
5.7
2.7
2.5
0.5
1.8
0.6
1.0
0.3
08 STOCKS
16.9
11.3
4.8
0.7
20.7
14.4
5.6
0.7
09 NMMF
7.3
4.3
2.6
0.4
15.0
10.3
4.3
0.4
10 RETQLIQ
37.0
30.0
6.3
0.7
49.7
41.4
7.4
0.8
11 CASHLI
35.5
29.4
5.4
0.6
24.2
19.8
3.9
0.5
12 OTHMA
3.7
2.4
1.1
0.3
7.3
5.2
1.8
0.3
13 OTHFIN
13.8
11.1
2.4
0.3
9.9
8.3
1.4
0.3
 
14 NFIN
89.2
79.3
9.0
1.0
92.5
82.5
9.0
1.0
15 VEHIC
83.8
74.4
8.5
0.9
86.3
77.1
8.4
0.9
16 HOUSES
63.9
54.6
8.4
0.9
69.1
59.4
8.7
1.0
17 ORESRE
13.2
8.7
3.8
0.6
12.5
8.0
3.9
0.6
18 NNRESRE
11.1
7.5
3.1
0.5
8.3
5.4
2.4
0.5
19 BUS
11.7
6.9
4.0
0.7
11.5
7.4
3.3
0.7
20 OTHNFIN
12.4
9.5
2.6
0.4
7.8
5.9
1.6
0.5
 
21 DEBT
72.3
65.3
6.2
0.7
76.4
69.2
6.6
0.7
22 MRTHEL
39.5
34.7
4.4
0.4
47.9
42.1
5.3
0.5
23 RESDBT
5.2
3.2
1.8
0.2
4.0
2.4
1.4
0.2
24 INSTALL
49.4
46.1
3.1
0.2
46.0
43.3
2.4
0.3
25 OTHLOC
3.2
2.7
0.4
0.1
1.6
1.4
0.1
0.0
26 CCBAL
39.7
37.7
1.8
0.1
46.2
43.9
2.2
0.1
27 ODEBT
6.7
5.4
1.1
0.1
7.6
6.7
0.8
0.1
 
28 EQUITY
31.8
24.2
6.7
0.9
48.6
39.5
8.1
0.9
 
49 LIQ+CDS+SAVBNDS
   
91.9
   
50 BOND+STOCKS+OTHMA+NMMF
   
32.1
   
51 CASHLI+OTHFIN
   
24.2
   
 
52 HOUSES+ORESRE
   
69.1
   
53 NNRESRE+BUS
   
17.5
   
 
54 MRTHEL+RESDEBT
   
48.9
   
55 INSTALL+OTHLOC+ODEBT
   
49.8
   
Source: Wealthandwant calculations from Currents and Undercurrents: Changes in the Distribution of Wealth, 1989-2004, Tables 10 and 11

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Table W90-7 Holdings per 1% who hold, by Networth Quantile — 1989 and 2004 comments
This table is calculated by dividing the dollar holdings from Table W90-1 by the Ownership Rates (additive) in Table W90-6. Data can be compared up and down any single column and across quantiles in a single year. However, caution should be used in making year-to-year comparisons, because the household population increased 20.5% between 1989 and 2004, and this data relates to the holdings per 1% of the household population. In other words, if holdings per 1% who hold increased by only 20%, then that quantile's average holdings-per-household actually decreased. Table W90-8 looks at the year to year changes.

   
1989
2004
   
Total
Quantiles of Net Worth
Total
Quantiles of Net Worth
   
B90
N9
T1
B90
N9
T1
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
02 ASSET
311
132
1,145
7,969
604
248
2,212
17,425
 
03 FIN
102
36
407
2,564
225
72
936
6,663
04 LIQ
20
9
65
457
30
13
118
642
05 CDS
45
28
92
278
61
36
129
341
06 SAVBND
6
4
16
53
6
5
15
25
07 BOND
158
27
142
1,013
620
57
306
2,559
08 STOCKS
82
21
120
788
179
28
255
2,713
09 NMMF
67
18
96
415
207
57
316
2,603
10 RETQLIQ
52
28
127
396
136
68
409
1,109
11 CASHLI
15
9
32
133
26
13
58
281
12 OTHMA
181
39
248
1,155
231
60
314
3,056
13 OTHFIN
33
10
93
404
44
12
76
826
 
14 NFIN
228
105
738
5,443
411
191
1,277
10,762
15 VEHIC
13
11
26
72
23
19
41
120
16 HOUSES
145
111
309
706
277
199
620
1,938
17 ORESRE
125
62
206
504
301
111
449
1,708
18 NNRESRE
203
29
258
2,263
334
87
419
2,638
19 BUS
471
74
522
4,034
856
127
828
8,503
20 OTHNFIN
44
15
67
568
75
28
130
763
 
21 DEBT
49
41
112
296
116
93
268
957
22 MRTHEL
62
55
102
197
139
121
236
630
23 RESDBT
53
34
72
182
188
91
258
734
24 INSTALL
12
11
22
122
21
19
29
268
25 OTHLOC
21
4
36
614
40
16
111
732
26 CCBAL
3
2
4
2
6
6
8
14
27 ODEBT
12
6
26
141
19
8
48
465
 
28 EQUITY
81
24
161
1,080
206
54
517
3,949
29 INCOME*
56
40
132
767
79
56
199
1,080
 
44 HOUSES minus MRTHEL**
106
76
255
624

180

113
476
1,606
** use with caution, because it ignores the difference in incidence between ownership of HOUSES and holding of MRTHEL, using just the incidence level for HOUSES.
49 LIQ+CDS+SAVBNDS
40
50 BOND+STOCKS+OTHMA+NMMF
299
51 CASHLI+OTHFIN
44
 
52 HOUSES+ORESRE
331
53 NNRESRE+BUS
721
 
54 MRTHEL+RESDEBT
152
55 INSTALL+OTHLOC+ODEBT
24
Source: Wealthandwant calculations from Currents and Undercurrents: Changes in the Distribution of Wealth, 1989-2004, Tables 10 and 11
*calculations assume that all households have income.

 

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Table W90-8 Holdings per 1% who hold - Change and Percent Change, 1989-2004, by Networth Quantile comments
Note: As described in Table W90-7, because the household population increased by 20.5% between 1989 and 2004, an increase of less than 20.5% in columns 5 through 8 represents a decrease in the average holdings per holding household within that quantile. This table is generated from Table W90-7.
   
Change in Holdings per 1% Who Hold
% Change in Holdings per 1% who hold*
   
Total
Quantiles of Net Worth
Total
Quantiles of Net Worth
   
B90
N9
T1
B90
N9
T1
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
02 ASSET
293
116
1,068
9,455
94.4%
88.0%
93.3%
118.6%
 
03 FIN
123
36
529
4,099
120.2%
98.3%
130.1%
159.9%
04 LIQ
11
5
53
185
54.4%
55.5%
80.5%
40.4%
05 CDS
16
8
38
63
36.4%
27.8%
41.0%
22.6%
06 SAVBND
1
1
-1
-28
15.2%
32.2%
-7.6%
-52.6%
07 BOND
462
30
164
1,547
293.3%
113.8%
115.4%
152.7%
08 STOCKS
97
7
135
1,924
118.7%
34.7%
112.7%
244.1%
09 NMMF
140
39
220
2,188
210.2%
213.5%
228.7%
527.6%
10 RETQLIQ
84
40
281
712
161.1%
141.7%
220.8%
179.8%
11 CASHLI
11
4
25
148
70.1%
42.7%
79.2%
111.0%
12 OTHMA
50
21
66
1,901
27.4%
52.7%
26.5%
164.5%
13 OTHFIN
11
2
-17
423
32.8%
23.0%
-18.2%
104.6%
 
14 NFIN
183
86
539
5,319
80.2%
82.6%
73.0%
97.7%
15 VEHIC
9
8
14
48
67.8%
72.1%
54.7%
66.7%
16 HOUSES
132
88
311
1,232
91.1%
79.7%
100.5%
174.5%
17 ORESRE
175
49
243
1,203
140.1%
78.3%
117.9%
238.6%
18 NNRESRE
131
58
161
375
64.7%
203.7%
62.6%
16.6%
19 BUS
385
54
306
4,469
81.7%
72.9%
58.7%
110.8%
20 OTHNFIN
31
13
64
194
69.5%
85.9%
95.1%
34.1%
 
21 DEBT
67
52
156
661
135.2%
128.2%
138.8%
222.9%
22 MRTHEL
77
65
134
434
124.6%
117.8%
131.8%
220.5%
23 RESDBT
135
57
186
552
253.6%
166.5%
258.8%
302.3%
24 INSTALL
9
8
7
146
75.5%
75.7%
29.1%
119.2%
25 OTHLOC
20
12
75
118
94.5%
270.4%
206.8%
19.2%
26 CCBAL
3
3
4
12
128.3%
130.0%
88.0%
604.8%
27 ODEBT
7
2
22
324
56.2%
36.2%
82.3%
229.3%
 
28 EQUITY
125
30
356
2,869
153.1%
125.8%
221.1%
265.7%
29 INCOME
23
16
67
313
41.1%
40.0%
50.8%
40.8%
 
44 HOUSES minus MRTHEL**
74
37
221
982
69.8%
48.6%
86.7%
157.4%
Source: Wealthandwant calculations from Currents and Undercurrents: Changes in the Distribution of Wealth, 1989-2004, Tables 10 and 11

 

Table W90-9 Changes in Ownership and Holdings per 1% who hold, 1989-2004, by Networth Quantile comments
Note: As described in Table W90-7, because the household population increased by 20.5% between 1989 and 2004, an increase of less than 20.5% in columns 5 through 8 represents a decrease in the average holdings per holding household within that quantile. This table is generated from Table W90-5 and Table W90-8.
   
Change in Ownership (Nonadditive)
% Change in Holdings per 1% who hold*
   
Total
Quantiles of Net Worth
Total
Quantiles of Net Worth
   
B90
N9
T1
B90
N9
T1
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
02 ASSET
+3.2
+3.7
nc
nc
94.4%
88.0%
93.3%
118.6%
 
03 FIN
+4.9
+5.5
nc
nc
120.2%
98.3%
130.1%
159.9%
04 LIQ
+5.7
+6.4
nc
nc
54.4%
55.5%
80.5%
40.4%
05 CDS
-7.2
-6.2
-16.3
-6.2
36.4%
27.8%
41.0%
22.6%
06 SAVBND
-6.3
-6.4
-5.5
-0.4
15.2%
32.2%
-7.6%
-52.6%
07 BOND
-3.9
-2.4
-17.4
-15.2
293.3%
113.8%
115.4%
152.7%
08 STOCKS
+3.8
+3.4
+8.5
-3.1
118.7%
34.7%
112.7%
244.1%
09 NMMF
+7.7
+6.6
+19.1
+5.6
210.2%
213.5%
228.7%
527.6%
10 RETQLIQ
+12.7
+12.7
+12.5
+11.1
161.1%
141.7%
220.8%
179.8%
11 CASHLI
-11.3
-10.7
-17.5
-16.7
70.1%
42.7%
79.2%
111.0%
12 OTHMA
+3.6
+3.2
+8.0
-0.3
27.4%
52.7%
26.5%
164.5%
13 OTHFIN
-3.9
-3.1
-11.2
-3.9
32.8%
23.0%
-18.2%
104.6%
 
14 NFIN
+3.3
+3.6
-0.1
+0.7
80.2%
82.6%
73.0%
97.7%
15 VEHIC
+2.5
+3.0
-1.4
+3.5
67.8%
72.1%
54.7%
66.7%
16 HOUSES
+5.2
+5.3
+3.8
+11.0
91.1%
79.7%
100.5%
174.5%
17 ORESRE
-0.7
-0.9
+1.1
+2.0
140.1%
78.3%
117.9%
238.6%
18 NNRESRE
-2.8
-2.3
-8.2
-5.0
64.7%
203.7%
62.6%
16.6%
19 BUS
-0.2
+0.5
-6.8
-0.7
81.7%
72.9%
58.7%
110.8%
20 OTHNFIN
-4.6
-3.9
-10.6
-14.1
69.5%
85.9%
95.1%
34.1%
 
21 DEBT
+4.1
+4.3
+3.5
+2.6
135.2%
128.2%
138.8%
222.9%
22 MRTHEL
+8.4
+8.2
+9.6
+15.5
124.6%
117.8%
131.8%
220.5%
23 RESDBT
-1.2
-0.9
-4.0
+1.4
253.6%
166.5%
258.8%
302.3%
24 INSTALL
-3.4
-3.2
-7.0
+8.2
75.5%
75.7%
29.1%
119.2%
25 OTHLOC
-1.6
-1.5
-3.0
-2.5
94.5%
270.4%
206.8%
19.2%
26 CCBAL
+6.5
+6.9
+4.2
-1.5
128.3%
130.0%
88.0%
604.8%
27 ODEBT
+0.9
+1.5
-3.9
-3.0
56.2%
36.2%
82.3%
229.3%
 
28 EQUITY
+16.8
+17.0
+16.2
+6.5
153.1%
125.8%
221.1%
265.7%
29 INCOME
41.1%
40.0%
50.8%
40.8%
 
44 HOUSES minus MRTHEL**
+5.2
+5.3
+3.8
+11.0
69.8%
48.6%
86.7%
157.4%

**The ownership data is the data for houses.
Source: Wealthandwant calculations from Currents and Undercurrents: Changes in the Distribution of Wealth, 1989-2004, Tables 10 and 11

 

Table W90-1 Dollar Holdings and change, by Networth Quantile — 1989 and 2004
Table W90-2 Corner Percentages: Each Quantile's Share of Aggregate Networth, 1989 and 2004
Table W90-3 Wealth Shares and Percent Change by Networth Quantile — 1989 and 2004
Table W90-4: Dollar Change, Percent Chg and Shares of Dollar Change, by Networth Quantile
Table W90-5 Ownership Rates, by Networth Quantile - nonadditive - 1989, 2004 and Point Change
Table W90-6 Ownership Rates by Networth Quantile - additive - 1989 and 2004
Table W90-7 Holdings per 1% who hold, by Networth Quantile — 1989 and 2004
Table W90-8 Holdings per 1% who hold - Change and Percent Change, 1989-2004, by Networth Quantile
Table W90-9 Changes in Ownership and Holdings per 1% who hold, 1989-2004, by Networth Quantile

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