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More from the Self-Sufficiency Standard Studies

The SSS studies provide a cost of living — no frills, just the basics — for various configurations of families, by county and metropolitan area, in over 30 states.

The methodology is virtually* consistent across all the studies, which were conducted over a number of years. Once you've read one recent study, you will understand the methodology, and reading additional studies is fairly straightforward.

*exceptions: a few use a higher food cost than the USDA Low-Cost Food Plan, based on higher than average local grocery costs; Kansas (not shown here) uses a more generous assumption on children sharing bedrooms; some do not differentiate localized driving patterns within the state.

Let's look at some data. This table shows the no-frills costs of living in about 200 counties and metropolitan areas, for a family of four: two adults, a school-age child and a preschooler. There is no "fat" in these budgets — fat would include such things as debt repayment, a meal out occasionally, a babysitter outside of work hours, a second shopping expedition each week, a meal allowance more than $1.82 per person per meal (as of March 2006), provision for birthday presents.

Columns 1 though 5 list the five major spending categories; column 6, miscellaneous, is 10% of the sum of the first five columns. Columns 7 through 10 list the taxes paid and credits received. Column 11 is the sum of columns 1 through 10, and column 11 annualizes it. Column 13 compares the Self-Sufficiency Standard for that location to the Federal Poverty Guideline. Column 14 provides the population for the county of MSA (Metropolitan Statistical Area). Column 15 provides the homeownership rate, which is often far below the national average in those places where rents are highest. Column 16 provides the Federal Poverty Rate for 1999. Column 17 updates the rent figure in column 1 to 2006; where there are multiple figures shown, it represents a revision that took place during 2006 (through March). Another version of this table, with additional columns, is also available.

Table SSS-4-A: Self-Sufficiency Standard Studies, 2000-2005 [abbreviated]: Family of Four
Monthly costs in selected locations, for a family of two adults, one preschooler, one school-age child. Rent is for a 2BR apartment, at HUD Fair Market Rent level. Transportation is either public transportation, or the cost of operating two "average" cars in that area.

 
From the Self -Sufficiency Standard Studies - Monthly
SSS as % of FPG
From Census QuickFacts
HUD
2BR
FMR
2006
Location
Rent
Child-care
Food
Trans-porta-tion
Health Care

Mis-cel-
lan-eous

Taxes
EI
TC
CC
TC
C
TC
Total
Annual
Popu-
lation,
2004
Home-
owner-
ship
rate, 2000
Poverty Rate 1999
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
(11)
(12)
(13)
(14)
(15)
(16)
(17)
2000
Clinton County, NY (Plattsburgh)
517
740
511
364
304
244
435
0
-80
-83
2,951
35,412
208%
81,875
68.5%
13.9%
610
Erie County, NY (Buffalo)
510
931
511
364
271
259
501
0
-80
-83
3,182
38,184
224%
936,318
65.3%
12.2%
625
586*
Kings County, NY (Brooklyn, NYC)
801
1,234
603
126
348
311
847
0
-80
-83
4,107
49,284
289%
2,475,290
27.1%
25.1%
1,133
Westchester County, NY
1,108
1,364
511
364
352
370
1,033
0
-80
-83
4,938
59,256
348%
942,444
60.1%
8.8%
1,316
Dutchess County, NY
905
996
511
364
328
310
729
0
-80
-83
3,979
47,748
280%
293,150
69.0%
7.5%
998
Nassau County, NY (Nassau-Suffolk MSA)
1,139
1,364
511
364
336
371
1,006
0
-80
-83
4,928
59,136
347%
1,339,641
80.3%
5.2%
1,280
Bronx County, NY (New York PMSA)
740
1,234
603
126
348
305
814
0
-80
-83
4,006
48,072
282%
1,365,536
19.6%
30.7%
1,133
Lower Manhattan (New York County)
1,650
1,234
603
126
624
424
1,830
0
-80
-83
6,328
75,936
445%
1,562,195
20.1%
20.0%
Upper Manhattan (New York County)
686
1,234
603
126
624
327
935
0
-80
-83
4,373
52,476
308%
Putnam County, NY (NY PMSA)
920
1,364
511
364
330
349
923
0
-80
-83
4,597
55,164
324%
100,570
82.2%
4.4%
Queens County (NY PMSA)
900
1,234
603
126
350
321
902
0
-80
-83
4,273
51,276
301%
2,237,216
42.8%
14.6%
Richmond County (Staten Island, New York City)
883
1,234
603
126
351
320
894
0
-80
-83
4,248
50,976
299%
463,314
63.8%
10.0%
Chautauqua County, NY (Jamestown MSA)
483
740
511
364
27
237
408
0
-80
-83
2,858
34,296
201%
137,267
69.2%
13.8%
535
Pennington County, SD (Rapid City)
563
620
511
290
270
225
422
0
-80
-83
2,738
32,856
193%
92,631
66.2%
11.5%
667
Minnehaha County, SD (Sioux Falls)
602
744
511
290
270
242
483
0
-80
-83
2,978
35,736
210%
157,366
64.7%
7.5%
621
Spink County, SD
430
637
511
290
270
214
386
0
-80
-76
2,583
30,996
182%
6,981
73.8%
12.8%
479
Todd County, SD
423
585
511
290
270
208
364
-23
-80
-61
2,486
29,832
175%
9,738
45.1%
48.3%
477
Dewey County, SD
423
429
511
290
270
192
303
-75
-84
-20
2,239
26,868
158%
6,115
55.2%
33.6%
477
Trinity County, CA
483
656
511
395
344
239
428
0
-80
-83
2,892
34,703
204%
13,671
71.3%
18.7%
608
Tulare County, CA
513
670
511
402
316
241
437
0
-80
-83
2,927
35,126
206%
401,502
61.5%
23.9%
625
Sacramento County, CA (Sacramento PMSA)
631
881
511
375
316
271
563
0
-80
-83
3,384
40,610
238%
1,352,445
58.2%
14.1%
959*
Los Angeles-Long Beach, CA PMSA
766
1,053
511
501
281
311
736
0
-80
-83
3,996
47,954
281%
3,819,951LA
476,460 LB
38.6%
41.0%
22.1% 22.8%
1,189
San Francisco, CA PMSA
1,362
1,227
511
70
306
348
916
0
-80
-83
4,575
54,904
322%
county: 744,733
35.0%
11.3%
1,536
Alameda County, CA (Oakland PMSA)
921
1,206
511
98
324
306
712
0
-80
-83
3,915
46,976
276%
1,455,235
54.7%
11.0%
1,238*
Marin County, CA (San Francisco PMSA)
1,362
1,317
511
128
324
364
985
0
-80
-83
4,828
57,935
340%
246,045
63.6%
6.6%
1,536
Riverside County, CA (Riverside-San Bernardino PMSA)
609
778
511
459
285
264
534
0
-80
-83
3,276
39,317
231%
1,871,950
68.9%
14.2%
792
Santa Clara County, CA (San Jose PMSA)
1,221
1,260
511
376
324
369
1,012
0
-80
-83
4,910
58,919
346%
1,685,188
59.8%
7.5%
1,220*
1,273**
2001
Cook County, IL Chicago, excluding downtown and selected northside areas; including south and west suburbs (Chicago MSA)
891
888
544
150
298
277
675
0
-80
-100
3,543
42,519
241%
5,327,777
57.9%
13.5%
901
Cook County - Northern Suburbs, IL
1,069
888
544
150
298
295
745
0
-80
-100
3,809
45,705
259%
Cook County: Downtown and Selected Northside Areas (high cost), IL
980
888
544
150
315
288
717
0
-80
-100
3,702
44,427
252%
Lake County, IL (Chicago MSA)
891
1,017
544
403
298
315
812
0
-80
-100
4,100
49,202
279%
692,895
77.8%
5.7%
901
Macon County, IL (Decatur MSA)
475
691
544
397
267
237
516
0
-80
-100
2,947
35,364
200%
110,980
71.6%
12.9%
534
Franklin County, IL
395
643
544
386
267
223
465
0
-80
-93
2,750
33,005
187%
39,464
77.7%
16.2%
466
Brown County, IL
395
572
544
386
267
216
441
-4
-80
-79
2,658
31,901
181%
6,805
74.1%
8.5%
467
Edgar County, IL
356
567
544
386
267
212
420
-19
-80
-68
2,585
31,019
176%
19,276
74.6%
10.5%
479
Jefferson County, KY (Louisville & High Cost Areas)
678
783
544
448
293
275
760
0
-80
-100
3,404
40,854
232%
700,030
64.9%
12.4%
563 (all of Louis-ville
Fayette County, KY (Lexington MSA)
603
783
544
427
293
265
717
0
-80
-100
3,452
41,429
235%
266,358
55.3%
12.9%
622
Boone County, KY (Cincinatti MSA) excluding Florence
634
587
544
396
287
245
626
0
-80
-100
3,139
37,665
214%
101,354
74.3%
5.6%
655
Warren County, KY (Bowling Green)
488
634
544
439
293
240
604
0
-80
-100
3,061
36,735
208%
97,168
64.0%
15.4%
568
Knott County, KY
447
612
544
439
302
234
579
0
-80
-100
2,978
35,731
202%
17,582
79.6%
31.1%
368
Calloway County, KY
410
634
544
439
302
233
573
0
-80
-100
2,954
35,452
201%
34,789
68.4%
16.6%
515
Baltimore City, MD
722
749
544
552
314
288
729
0
-80
-100
3,719
44,629
253%
628,670
50.3%
22.9%
878
Montgomery County, MD (excluding Rockville)
1,037
1,101
544
512
317
351
1,023
0
-80
-100
4,705
56,462
320%
921,690
68.7%
5.4%
1,225
Prince George's County, MD
943
814
544
501
317
312
829
0
-80
-100
4,079
48,953
277%
842,967
61.8%
7.7%
Allegany County, MD
574
547
544
473
300
244
532
0
-80
-100
3,033
36,402
206%
73,871
70.2%
14.8%
452
Anne Arundel County, MD
791
864
544
492
314
301
781
0
-80
-100
3,908
46,890
266%
508,572
75.5%
5.1%
878
Kent County, MD
633
427
544
486
302
239
510
0
-80
-100
2,961
35,532
201%
19,582
70.4%
13.0%
652
Salt Lake County (excluding city of South Salt Lake), UT Salt Lake City -Ogden MSA
671
829
544
458
323
282
796
0
-80
-100
3,723
44,678
253%
entire county 935,295
69.0%
8.0%
721
690*
Utah County (excluding Northeast Provo), UT Salt Lake City-Ogden MSA
593
972
544
456
323
289
821
0
-80
-100
3,817
45,803
260%
403,352
66.8%
12.0%
652
Utah County (Northeast Provo), UT
652
972
544
466
336
297
859
0
-80
-100
3,946
47,347
268%
Weber County, UT Salt Lake City-Ogden MSA
721
648
544
444
326
268
730
0
-80
-100
3,500
41,996
238%
208,633
74.9%
9.3%
649
617*
Washington County, UT
626
810
544
456
317
275
759
0
-80
-100
3,607
43,279
245%
109,924
73.9%
11.2%
628
Sevier County, UT
477
648
544
456
317
244
616
0
-80
-100
3,121
37,456
212%
19,455
82.0%
10.8%
591
Emery County, UT
477
499
544
456
317
229
542
0
-80
-100
2,883
34,600
196%
10,723
82.0%
11.5%
536
Summit County, UT
708
1,295
544
456
327
333
1,027
0
-80
-100
4,510
54,119
307%
33,843
75.6%
5.4%
984
King County (East), WA (Seattle-Bellevue-Everett PMSA
971
1,025
521
457
278
325
725
0
-80
-83
4,139
49,669
281%
1,777,143 entire county
59.8%
8.4%
840 [entire HMFA]
Chelan County, WA
497
594
521
416
278
231
408
0
-80
-83
2,781
33,374
189%
68,987
64.7%
12.4%
628
Douglas County, WA
497
520
521
416
278
223
384
0
-80
-82
2,677
32,129
182%
34,427
70.9%
14.4%
628
Franklin County, WA
617
581
521
416
278
241
444
0
-80
-83
2,934
35,213
200%
59,472
65.6%
19.2%
626
Spokane County, WA
580
680
521
420
278
248
466
0
-80
-83
3,029
36,349
206%
435,644
65.5%
12.3%
634
Clark County, WA (Portland-Vancouver PMSA)
657
918
521
425
291
281
576
0
-80
-83
3,506
42,077
238%
392,403
67.3%
9.1%
723
                               
 
2002

Maricopa County-Scottsdale (Phoenix-Mesa MSA)

874
832
544
496
329
308
743
0
-80
-100
3,946
47,354
262%
3,501,001
67.5%
11.7%
770
Yuma County, AZ (Yuma MSA)
603
660
544
453
332
259
539
0
-80
-100
3,210
38,524
213%
176,083
72.3%
19.2%
672
Tucson (Pima County)
647
757
544
471
325
274
593
0
-80
-100
3,430
41,165
227%
507,658
53.4%
18.4%
695
Coconino County, AZ (City of Flagstaff)
889
704
544
437
324
290
674
0
-80
-100
3,681
44,173
244%
county 122,754
city:55,893
61.4%
48.2%
18.2%
17.4%
907
Apache County, AZ
503
704
544
437
331
252
507
0
-80
-100
3,098
37,171
205%
68,903
74.3%
37.8%
504
La Paz County, AZ
503
660
544
453
325
249
496
0
-80
-100
3,050
36,596
202%
19,898
78.0%
19.6%
572
Miami-Dade County, FL (excluding Hialeah and Homestead),
859
676
544
498
401
298
621
0
-80
-100
3,718
44,611
246%
entire county: 2,363,362
57.8%
18.0%
967
911*
Hillsborough County, FL (excluding Plant City)
784
736
544
484
294
284
578
0
-80
-100
3,526
42,306
234%
entire county: 1,101,261
Plant City: 31,117
64.1%
65.7%
12.5%
14.7%
838
785*
Orange County, FL (Orlando)
785
739
544
401
313
278
555
0
-80
-100
3,435
41,217
228%
989,926
60.7%
12.1%
782
Palm Beach County, FL (excluding Boca Raton)
800
947
544
508
309
311
663
0
-80
-100
3,903
46,831
259%
1,243,230
78,449
74.7%
75.6%
9.9%
6.7%
967
911*
Leon County, FL
634
708
544
410
265
256
485
0
-80
-100
3,123
37,476
207%
243,867
57.0%
18.2%
687
Volusia County, FL (excluding New Smyrna Beach)
671
645
544
415
281
256
482
0
-80
-100
3,113
37,358
206%
478,670
75.3%
11.6%
702
Chatham County, GA (Savannah MSA)
607
570
544
437
252
241
564
0
-80
-100
3,035
36,419
201%
238,518
60.4%
15.6%
676
Fulton County, GA (Atlanta MSA)
966
776
544
105
280
267
693
0
-80
-100
3,452
41,422
229%
814,438
52.0%
15.7%
818
763*
Dekalb County, GA (Atlanta MSA)
966
776
544
505
280
307
866
0
-80
-100
4,064
48,774
269%
675,725
58.5%
10.8%
818
763*
Hancock County, GA
470
471
544
440
260
219
463
0
-80
-100
2,687
32,242
178%
9,811
76.4%
29.4%
450
Floyd County, GA
471
570
544
462
263
231
519
0
-80
-100
2,879
34,550
191%
94,009
66.8%
14.4%
543
Lowndes County, GA
523
471
544
462
260
226
507
0
-80
-100
2,813
33,758
187%
95,787
60.8%
18.3%
535
Bates County, MO
371
479
554
414
219
204
335
-72
-68
-100
2,335
28,020
155%
16,965
75.1%
14.5%
468
Boone County, MO
500
786
554
417
243
250
539
0
-80
-100
3,109
37,808
209%
141,367
57.5%
14.5%
565
Cass County, MO
671
750
554
454
219
265
600
0
-80
-100
3,332
39,987
221%
91,593
79.5%
5.8%
703
City of St. Louis, MO
625
774
554
90
250
229
453
0
-80
-100
2,796
33,551
185%
332,223
46.9%
24.6%
654
Washington County, MO
397
456
554
414
219
204
342
-69
-69
-100
2,346
28,150
156%
23,955
80.0%
20.8%
397
Cascade County, MT (Great Falls)
527
737
544
419
311
254
615
0
-80
-100
3,226
38,710
214%
79,849
64.9%
13.5%
531
Dawson County, MT
427
542
544
413
311
224
471
0
-80
-94
2,758
33,100
183%
8,635
74.0%
14.9%
445
Flathead County, MT
529
596
544
419
311
240
552
0
-80
-100
3,012
36,139
200%
81,217
73.3%
13.0%
579
Gallatin County, MT (Bozeman)
719
813
544
407
311
279
733
0
-80
-100
3,627
43,523
240%
75,637
62.4%
12.8%
657
Rosebud County, MT
469
538
544
413
311
228
494
0
-80
-100
2,817
33,804
187%
9,270
67.1%
22.4%
486
Lancaster County, NE (Lincoln MSA)
504
1,010
554
388
206
272
517
0
-80
-100
3,331
39,969
221%
261,545
60.5%
9.5%
596
Douglas County, NE (Omaha MSA)
683
1,010
554
398
227
287
582
0
-80
-100
3,561
42,732
236%
482,112
63.3%
9.8%
662
Scotts Bluff County, NE
429
615
554
408
225
223
309
-25
-80
-100
2,558
30,691
170%
36,631
66.2%
14.5%
500
Hall County, NE
586
615
554
408
225
239
406
0
-80
-100
2,852
34,230
189%
54,862
65.9%
12.0%
531
Colfax County, NE
416
518
554
399
221
211
298
-62
-73
-100
2,381
28,576
158%
10,498
75.2%
10.8%
497
Dawson County, NE
458
518
554
408
225
216
312
-44
-80
-100
2,466
29,598
164%
24,532
69.2%
10.8%
522
Clark County, NV
783
649
544
479
256
271
536
0
-80
-100
3,338
40,051
221%
1,650,671
59.1%
10.8%
861
Douglas County, NV
828
556
544
451
250
263
507
0
-80
-100
3,219
38,623
213%
45,394
74.3%
7.3%
892
Elko County, NV
699
556
544
443
248
249
460
0
-80
-100
3,017
36,210
200%
44,551
69.9%
8.9%
725
Eureka County, NV
683
556
544
443
248
247
455
0
-80
-100
2,995
35,945
199%
1,414
73.7%
12.6%
659
Washoe County, NV (Reno-Sparks)
758
648
544
458
250
266
518
0
-80
-100
3,263
39,153
216%
380,754
59.3%
10.0%
880
Camden County, NJ
839
873
544
108
210
257
536
0
-80
-100
3,188
38,252
211%
516,282
70.0%
10.4%
947
Atlantic County, NJ
800
779
544
545
210
288
646
0
-80
-100
3,632
43,589
241%
268,693
66.4%
10.5%
925
Bergen County, NJ
1,050
934
544
108
210
285
635
0
-80
-100
3,586
43,033
238%
902,998
67.2%
5.0%
1,183
1,098*
Mercer County, NJ
903
1,261
544
505
210
342
844
0
-80
-100
4,431
53,176
294%
365,271
67.0%
8.6%
1,022
Monmouth County, NJ
978
1,083
544
602
210
342
842
0
-80
-100
4,420
53,044
293%
636,298
74.6%
6.3%
1,133
Oklahoma County, OK (Oklahoma City MSA)
613
762
544
415
334
267
762
0
-80
-100
3,517
42,202
233%
680,815
60.4%
15.3%
571
564*
Tulsa County, OK (Tulsa MSA)
626
655
544
428
324
258
707
0
-80
-100
3,362
40,343
223%
569,148
61.8%
11.6%
648
605*
Comanche County, OK (Lawton MSA)
531
516
544
405
309
231
580
0
-80
-100
2,936
35,232
195%
110,514
60.3%
15.6%
496
Adair County, OK
403
500
544
395
309
215
516
0
-80
-100
2,702
32,425
179%
21,657
73.4%
23.2%
410
Payne County, OK
566
616
544
395
310
243
639
0
-80
-100
3,134
37,603
208%
69,675
55.9%
20.3%
564
Texas County, OK
403
600
544
395
309
225
560
0
-80
-100
2,856
34,275
189%
20,296
66.8%
14.1%
473
Knox County, TN (Knoxville, MSA)
542
649
544
426
252
241
498
0
-80
-100
2,974
35,685
197%
400,061
66.9%
12.6%
569
Shelby County, TN (Memphis MSA)
607
717
544
468
248
258
555
0
-80
-100
3,217
38,601
213%
908,175
63.1%
16.0%
636
Davidson County, TN (Nashville MSA)
660
678
544
393
255
253
537
0
-80
-100
3,139
37,670
208%
572,475
55.3%
13.0%
666
Cocke County, TN
364
593
544
415
272
219
426
-6
-80
-100
2,647
31,768
176%
34,675
75.5%
22.5%
417
Montgomery County, TN (Clarksville-Hopkinsville MSA)
514
586
544
426
252
232
470
0
-80
-100
2,844
34,128
189%
142,204
63.5%
10.0
563
Hardeman County, TN
400
516
544
415
241
212
386
-38
-80
-100
2,497
29,962
166%
28,164
74.2%
19.7%
416
Fairfax County, VA
943
1,063
544
467
273
329
933
0
-80
-100
4,372
52,468
290%
1,003,157
70.9%
4.5%
1,225
City of Richmond, VA
693
608
544
457
222
252
601
0
-80
-100
3,197
38,364
212%
194,729
46.1%
21.4%
757
City of Roanoke, VA
500
543
544
419
212
222
470
0
-80
-100
2,729
32,746
181%
92,863
56.3%
15.9%
589
Washington County, VA
471
434
544
441
203
209
402
-40
-80
-100
2,485
29,818
165%
52,030
77.2%
10.9%
481
Carroll County, VA
445
369
544
441
203
200
352
-80
-77
-100
2,298
27,571
152%
29,495
81.7%
12.5%
451
 City of Charlottesville, VA
677
694
544
441
203
256
617
0
-80
-100
3,253
39,037
216%
39,162
40.8%
25.9%
761
 Prince William County, VA
943
868
544
467
273
309
847
0
-80
-100
4,071
48,853
270%
336,587
71.7%
4.4%
1,225
2003
Jefferson County, AL (Birmingham MSA)
613
603
446
285
250
841
0
-80
-100
3,412
40,940
223%
658,495
66.5%
14.8%
581
Montgomery County, AL(Montgomery MSA)
589
529
433
272
238
731
0
-80
-100
3,165
37,983
206%
222,559
64.1%
17.3%
599
Mobile County, AL (Mobile MSA)
521
589
437
272
237
730
0
-80
-100
3,161
37,927
206%
400,526
68.8%
18.5%
567
Madison County, AL
559
603
419
264
240
729
0
-80
-100
3,187
38,242
208%
293,072
69.9%
10.5%
538
Cherokee County, AL
370
424
434
264
205
377
-115
-67
-100
2,346
28,153
153%
24,525
81.7%
15.6%
458
Wilcox County, AL
370
406
428
264
202
489
-94
-76
-100
2,443
29,312
159%
12,958
83.3%
39.9%
403
Alameda County, CA (Oakland PMSA)
1,420
1,319
565
120
250
367
709
0
-100
-167
4,484
53,808
292%
1,455,235
54.7%
11.0%

1,339
1,238*

Los Angeles County, CA
1,021
1,056
565
475
276
339
583
0
-100
-167
4,049
48,590
264%
9,937,739
47.9%
17.9%
1,189
Marin County, CA
1,775
1,333
565
239
250
416
924
0
-100
-167
5,237
62,841
342%
246,045
63.6%
6.6%
1,536
Riverside County, CA
729
820
565
530
254
290
362
0
-110
-167
3,274
39,287
214%
1,871,950
68.9%
14.2%
792
Sacramento County, CA
950
930
565
462
247
315
483
0
-100
-167
3,686
44,230
240%
1,352,445
58.2%
14.1%
959*
Santa Clara County, CA (San Jose PMSA)
1,821
1,423
565
438
250
450
1,088
0
-100
-167
5,769
69,226
376%
1,685,188
59.8%
7.5%
1,220*
1,273**
San Francisco County, CA
1,775
1,340
565
90
250
402
867
0
-100
-167
5,023
60,274
328%
744,230
35.0%
11.3%
1,536
Shasta County, CA
608
725
565
481
354
273
298
0
-120
-167
3,018
36,218
197%
177,816
66.1%
15.4%
657
Tulare County, CA
592
765
565
481
247
265
255
0
-109
-167
2,895
34,736
189%
401,502
61.5%
23.9%
625
City of Boston, MA
1,343
1,226
554
114
267
350
876
0
-80
-100
4,551
54,612
297%
581,616
32.2%
19.5%
1,324
City of Worcester, MA
785
1,058
554
433
244
307
692
0
-80
-100
3,893
46,714
254%
175,706
43.3%
17.9%
857
City of Springfield, MA
674
942
554
444
248
286
602
0
-80
-100
3,570
42,844
233%
152,157
49.9%
23.1%
799
City of North Adams, MA
592
942
554
420
248
276
557
0
-80
-100
3,409
40,909
222%
Berkshire County: 132,486
66.9%
9.5%
636
Kent County, DE (City of Dover)
725
639
554
394
233
255
420
0
-80
-100
3,040
36,477
198%
32,808
52.3%
13.8%
682
Newcastle County, DE, excluding Newark and Wilmington
752
892
554
436
233
287
559
0
-80
-100
3,533
42,393
230%
county: 519,396
N: 29,821
W: 72,051
70.1%
54.5%
50.1%
8.4%
20.1%
21.3%
947
886*
Wilmington-Newark, DE, PMSA
827
892
554
436
233
294
591
0
-80
-100
3,648
43,773
238%
N: 29,821
W: 72,051
54.5%
50.1%
20.1%
21.3%
947
886*
Sussex County, DE
624
642
554
394
233
245
377
0
-80
-100
2,889
34,666
188%
172,216
80.7%
10.5%
635
Honolulu County, HI: East Honolulu, Waikiki and urban Honlulu-Makai
1,179
748
796
66
236
303
682
0
-80
-100
3,831
45,977
250% *
899,593
54.6%
9.9%
1,126
Honolulu County: Central and Windward
887
748
796
525
236
319
750
0
-80
-100
4,081
48,972
267% *
1,126
Kauai County, HI
1,192
673
983
506
236
359
923
0
-80
-100
4,692
56,304
306% *
61,929
61.4%
10.5%
1,096
Hawaii County, HI: Kamuela, Kailua-Kona, Waikoloa, and Holualoa
790
665
856
530
236
308
705
0
-80
-100
3,908
46,898
255% *
entire county: 162,971
64.5%
15.7%
845
Maui County, HI, City of Lahaina
1,357
682
983
546
236
380
1,011
0
-80
-100
5,015
60,177
327% *
entire county: 138,221
57.6%
10.5%
1,187
Jefferson Parish, Louisiana
659
618
554
527
307
266
475
0
-115
-167
3,124
37,491
204%
453,590
63.9%
13.7%
639
Orleans Parish, LA
659
608
554
110
328
226
338
-81
-70
-163
2,508
30,101
164%
462,269
46.5%
27.9%
639
940**
East Baton Rouge Parish, LA
533
586
554
466
269
241
386
-31
-94
-167
2,744
32,927
179%
412,633
61.6%
17.9%
619
576*
720**
Caddo Parish, LA
522
564
554
448
273
236
366
-48
-85
-167
2,662
31,942
174%
251,506
63.8%
21.1%
563
East Carrol Parish, LA
385
600
554
448
273
226
338
-80
-70
-163
2,509
30,113
164%
8,954
62.1%
40.5%
399
Hinds County, MS
587
506
554
490
262
240
647
0
-80
-100
3,105
37,266
203%
249,987
63.9%
19.9%
613
Sunflower County, MS
428
468
554
464
238
215
339
-96
-75
-100
2,434
29,206
159%
33,392
61.8%
30.0%
414
Itawamba County, MS
428
454
554
464
269
217
345
-90
-78
-100
2,462
29,548
161%
23,310
82.4%
14.0%
430
Harrison County, MS (excluding city of Biloxi)
571
514
554
495
276
241
653
0
-80
-100
3,124
37,487
204%
county: 192,393 Biloxi: 48,972
62.7%
48.9%
14.6%
14.6%
615
2004
Denver County, Colorado 2004
897
1,019
565
507
269
326
690
0
-100
-167
4,005
48,065
255%
556,835
52.5%
14.3%
899
Jefferson County, CO
877
1,066
565
459
269
324
669
0
-100
-167
3,962
47,544
252%
526,351
72.5%
5.2%
889
Pueblo County, CO
608
806
565
467
242
269
410
0
-120
-167
3,080
36,965
196%
150,171
70.4%
14.9%
630
Eagle County, CO
818
1,018
565
441
251
309
594
0
-100
-167
3,730
44,762
237%
46,299
63.7%
7.8%
1,240
Alamosa County, CO
543
772
565
467
242
259
389
0
-115
-167
2,955
35,463
188%
15,088
64.0%
21.3%
490
Bronx County, NY 2004
930
1,412
853
140
284
362
914
0
-100
-167
4,629
55,546
295%
1,365,536
19.6%
30.7%
1,133
Kings County, NY (Brooklyn)
1,008
1,412
853
140
284
370
969
0
-100
-167
4,769
57,234
304%
2,475,290
27.1%
25.1%
North Manhattan
886
1,412
853
140
284
358
883
0
-100
-167
4,549
54,590
290%
1,562,723
20.1%
20.0%
South Manhattan
2,002
1,412
853
140
284
469
1,668
0
-100
-167
6,562
78,741
418%
Queens County
1,163
1,412
853
140
284
385
1,032
0
-100
-167
5,002
60,028
318%
2,237,216
42.8%
14.6%
Richmond County (Staten Island)
1,114
1,412
853
140
284
380
985
0
-100
-167
4,901
58,814
312%
463,314
63.8%
10.0%
Philadelphia , PA PMSA 2004
791
977
565
212
267
281
776
0
-100
-167
3,602
43,222
229%
city/county: 1,479,339
59.3%
22.9%
947
886*
Warren County, PA
462
718
565
418
234
240
379
-36
-91
-167
2,721
32,654
173%
42,576
78.2%
9.9%
480
Allegheny County (Pittsburgh PMSA)
658
985
565
424
249
288
729
0
-100
-167
3,632
43,587
231%
1,250,867
67.0%
11.2%
719
Dauphin County, PA (Harrisburg-Lebanon-Carlisle MSA)
618
816
565
409
263
267
541
0
-115
-167
3,198
38,374
204%
253,282
65.4%
9.7%
693
Bucks County, PA (Philadelphia PMSA)
1,023
1,135
565
483
253
346
869
0
-100
-167
4,406
52,877
281%
617,558
77.4%
4.5%
947
Chester County, PA (Philadelphia PMSA)
1,048
1,053
565
447
249
336
829
0
-100
-167
4,260
51,122
271%
465,795
76.3%
5.2%
947
Lackawanna County, PA (Scranton-Wilkes Barre-Hazleton, PA
551
770
565
415
263
257
550
0
-115
-167
3,089
37,074
197%
209,932
67.6%
10.6%
594
Clearfield County, PA
462
675
565
406
249
236
330
-57
-81
-167
2,618
31,416
167%
82,913
79.2%
12.5%
491
Forest County, PA
462
595
565
418
234
227
273
-91
-65
-158
2,460
29,517
157%
4,994
82.7%
16.4%
491
Monroe County, PA
716
811
565
427
249
278
586
0
-110
-167
3,366
40,386
214%
158,925
78.3%
9.0%
776
Milwaukee County, WI (Milwaukee-Waukesha PMSA)
658
1,212
565
422
299
316
768
0
-100
-167
3,972
47,667
253%
928,018
52.6%
15.3%
666
Ozaukee County, WI (Milwaukee-Waukesha PMSA)
762
1,186
565
422
299
323
802
0
-100
-167
4,092
49,102
260%
86,025
76.3%
2.6%
666
Waukesha County, WI (Milwaukee-Waukesha PMSA)
861
1,208
565
422
299
335
856
0
-100
-167
4,279
51,343
272%
377,193
76.4%
$2.7%
666
Ashland County, WI
437
823
565
404
242
247
457
-118
-109
-167
2,900
34,797
185%
16,719
70.7%
11.9%
483
Brown County, WI (Green Bay MSA)
576
939
565
391
242
271
547
0
-115
-167
3,249
38,992
207%
237,166
65.4%
6.9%
590
Dane County, WI (Madison MSA)
716
1,314
565
393
261
325
811
0
-100
-167
4,120
49,434
144%
453,582
57.6%
9.4%
752
St. Croix County, WI (Minneapolis-St. Paul MSA)
985
1,081
565
411
249
329
822
0
-100
-167
4,175
50,102
266%
74,339
76.4%
4.0%
882
Adams County, WI
437
591
565
399
242
223
267
-119
-59
-152
2,395
28,741
152%
20,444
85.3%
10.4%
525
Buffalo County, WI
437
444
565
399
242
209
234
-168
-38
-132
2,192
26,298
140%
13,824
76.5%
7.5%
519
Dodge County, WI
496
966
565
399
242
267
527
0
-115
-167
3,181
39,166
208%
88,057
73.4%
5.3%
618
Laramie County, WY Cheyenne MSA
536
591
719
353
281
248
336
-40
-92
-167
2,765
33,180
176%
85,296
69.1%
9.1%
612
Carbon County, WY
455
602
672
356
288
237
305
-75
-76
-167
2,597
31,168
165%
15,271
71.0%
12.9%
470
Niobrara County, WY
449
691
625
356
296
242
317
-61
-82
-167
2,666
31,990
170%
2,272
72.9%
13.4%
491
Sheridan County, WY
557
709
625
356
288
254
352
-22
-101
-167
2,852
34,228
182%
27,163
68.9%
10.7%
523
Teton County, WY
915
904
699
362
296
318
560
0
-100
-167
3,786
45,437
241%
18,964
54.8%
6.0%
945
 Converse County, WY
418
691
605
356
288
236
294
-82
-73
-167
2,567
30,808
163%
12,515
74.0%
11.6%
432
2005
Hartford, CT 2005
709
1,401
726
90
336
326
637
0
-100
-167
3,958
47,499
245%
city: 124,387
24.6%
30.6%
922
Northeast Corner, CT
700
1,193
621
460
336
331
664
0
-100
-167
4,039
48,471
250%
Tolland County 146,667
73.5%
5.6%
744
Greater New Haven, CT
936
1,422
670
498
336
386
968
0
-100
-167
4,950
59,399
307%
city: 124,512 county: 845,694
29.6%
63.1%
24.4%
9.5%
943
Stamford, CT
1,312
1,643
695
90
336
408
1,082
0
-100
-167
5,298
63,574
329%
city: 120,107
56.7%
7.9%
1,502
Greater Danbury, CT
1,155
1,462
677
471
336
410
1,099
0
-100
-167
5,344
64,124
331%
city: 77,353
58.3%
8.0%
1,148
Marion County, IN (Indianapolis)
652
911
626
458
274
292
607
0
-105
-167
3,548
42,580
220%
863,596
59.3%
11.4%
673
Orange County, IN
461
434
595
422
253
217
328
-133
-52
-167
2,359
28,304
146%
19,718
79.1%
12.4%
471
Lake County, IN (Gary MSA)
692
935
595
420
283
292
580
0
-105
-167
3,526
42,313
219%
490,844
69.0%
12.2%
727
Fulton County, IN
507
577
595
420
261
236
411
-57
-86
-167
2,697
32,368
167%
20,581
78.4%
7.6%
518
Camden County, NJ
854
969
718
108
317
297
521
0
-105
-167
3,511
42,136
218%
516,282
70.0%
10.4%
947
Atlantic County, NJ
853
932
711
108
317
292
505
0
-105
-167
3,446
41,350
214%
268,693
66.4%
10.5%
925
Bergen County, NJ
1,201
1,184
735
118
317
355
737
0
-100
-167
4,380
52,557
272%
902,998
67.2%
5.0%
1,183
Mercer County, NJ
977
1,215
735
108
317
335
663
0
-100
-167
4,084
49,004
253%
365,271
67.0%
8.6%
1,022
Monmouth County, NJ
1,029
1,116
735
118
317
331
650
0
-100
-167
4,029
48,348
250%
636,298
74.6%
6.3%
1,133
Fayette County, WV
443
603
614
423
280
236
421
-50
-87
-167
2,716
32,594
168%
47,049
77.2%
21.7%
456
Kanawha County, WV (Charleston MSA)
535
704
614
433
280
257
490
0
-119
-167
3,028
36,340
188%
195,218
70.3%
14.4%
540
Marshall County, WV (Wheeling MSA)
437
639
614
420
280
239
433
-40
-92
-167
2,763
33,160
171%
34,722
77.6%
16.6%
472
Berkeley County, WV
619
634
614
387
280
253
481
0
-115
-167
2,988
35,859
185%
89,362
74.2%
11.5%
Putnam County, WV (Charleston MSA)
598
711
614
433
280
264
520
0
-115
-167
3,138
37,661
195%
53,836
84.0%
9.3%
Mason County, WV
382
616
614
431
280
232
420
-61
-82
-167
2,665
31,982
165%
25,941
81.0%
19.9%
District of Columbia
949
1,211
737
229
315
344
959
0
-100
-167
4,477
53,727
278%
553,523
40.8%
20.2%
1,225
Montgomery County, MD
1,404
1,309
737
229
387
407
1,183
0
-100
-167
5,389
64,666
334%
921,690
68.7%
5.4%
Prince George's County, MD
1,132
957
737
229
387
344
876
0
-100
-167
4,396
52,754
273%
842,967
61.8%
7.7%
Alexandria City, VA
1,322
1,312
737
229
357
396
1,117
0
-100
-167
5,203
62,433
323%
128,923
40.0%
8.9%
Arlington County, VA
1,378
1,340
737
229
357
404
1,154
0
-100
-167
5,332
63,989
331%
186,117
43.3%
7.8%
Fairfax County, VA
1,533
1,321
737
229
357
418
1,214
0
-100
-167
5,542
66,504
344%
1,003,157
70.9%
4.5%

http://www.huduser.org/datasets/fmr/fmr2006P/SCHEDULEB_FY06_FMRP.pdf
*1/24/06 data from http://www.huduser.org/datasets/fmr/fmr2006r/FMRSchedule%20B.pdf
**3/6/06 data from http://www.huduser.org/datasets/fmr/fmr2006r/FedRegNotice.pdf

 

 

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themes:

cost of living

young people

poverty

poverty's causes

abolishing poverty

housing affordability

barriers to entry

absentee ownership

in one's sleep

paying twice

desperado

all benefits ...

burdening the poor

commuting

is democracy enough?

illusion of freedom

land monopoly capitalism

density

economic justice

effects of not collecting site rent

effects of taxing land value

equity for the landless

homeownershipe

equal opportunity

created equal

fences and small bandages

I was there first!

FIRE sector

God's eldest sons?

industrial slavery

inequality

infrastructure

interconnectedness

intergenerational equity

jobs chasing people

land prices

lowering the price of land

mobility

a society with no victims

not passed on

our daily bread

patchwork remedies

protecting the poor

rack-rented

real estate fortunes

red and blue

regressivie and progressive

rent control

rentiers

reparations

rich get rich

right to life

rights

shining city

heaven

slums

sprawl

small towns

small business

social problems

social surplus

unearned increment

wages

starve government

stakeholder society

ownership

possession

subtle alchemy

widow's skirts

supporting a family

sustainability

the least of these

the cat

theft

wages

wage slaves

Robinson Crusoe

the remedy

transportation

well-provisioned ship

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Wealth and Want
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... because democracy alone hasn't yet led to a society in which all can prosper